How is 2011 going to be better than 2010?

Wake up, wake up, wake it's the first of the month. It's time to cash those checks and pay bills. This is not any first of the month, it's the first of the last month of 2010. That means 2010 is pretty much a wrap. I ask myself yearly "how is this year going to be better than the last one? Although I made some strides in 2010, I didn't do all I wanted to do so I'm planning to do those things.

Begin your 2011 right:

write down:

3 personal goals- they can include school, relationships, weight loss etc

3 financial goals

3 spiritual goals

etc

Where do you want to be at the end of 2011?